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Congress Can Help Small Businesses Afford Health Insurance

by Issues & Insights
June 28, 2025
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Insurance

(Issues and Insights)—Health insurance is more expensive than ever. The average family plan last year cost employers and employees over $19,000 and nearly $6,300 per year, respectively. That’s enough to buy a new car.

Congressional Republicans’ budget reconciliation bill could help bring down those costs. Among other things, the One Big Beautiful Bill Act now under consideration in the Senate would expand access to “Individual Coverage Health Reimbursement Arrangements,” or ICHRAs, which allow companies to offer workers tax-free money to buy their own insurance on the individual market

America First Healthcare

That’s a good thing. By giving people more control over their healthcare dollars, ICHRAs could boost competition in the insurance market, force health plans to improve the quality of their products, and put downward pressure on prices.

Even for the biggest employers, health insurance can be a significant cost burden. The CEO of Starbucks once famously said that his company spent more on health care than on coffee.

For small businesses, the cost of health insurance can be downright prohibitive. In 2024, just 56% of businesses with fewer than 50 employees offered health insurance, compared with 89% of firms with 100 or more employees.

  • Read More: issuesinsights.com





What Would You Do If Pharmacies Couldn’t Provide You With Crucial Medications or Antibiotics?

The medication supply chain from China and India is more fragile than ever since Covid. The US is not equipped to handle our pharmaceutical needs. We’ve already seen shortages with antibiotics and other medications in recent months and pharmaceutical challenges are becoming more frequent today.

Our partners at Jase Medical offer a simple solution for Americans to be prepared in case things go south. Their “Jase Case” gives Americans emergency antibiotics they can store away while their “Jase Daily” offers a wide array of prescription drugs to treat the ailments most common to Americans.

They do this through a process that embraces medical freedom. Their secure online form allows board-certified physicians to prescribe the needed drugs. They are then delivered directly to the customer from their pharmacy network. The physicians are available to answer treatment related questions.

Reach out to Jase Medical today and use promo code “Rucker10” for $10 off your order.

Tags: BusinessInsurance
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